Disclaimer

Everything on this site comes from my own experience. Here’s what that means for you.

Personal Experience, Not Professional Advice

I’m not a financial advisor, lawyer, tax professional, immigration expert, or doctor. What you read here is general information and storytelling, based on what worked (and what didn’t) for me.

Before you make decisions about visas, residency, taxes, insurance, health, or money, check with a qualified professional and the official sources for the country involved. Rules change, and they often change fast.

Prices and Details Change

Costs, exchange rates, visa rules, and businesses all change over time. I share numbers as accurately as I can when I write them, but I can’t promise they’re still current when you read them. Always double-check before you book or budget.

Affiliate Disclosure

Some links on this site are affiliate links. If you click one and buy something, I may earn a small commission at no extra cost to you.

I only recommend things I’ve actually used or would use myself. Affiliate income helps keep this site running and lets me keep writing for free. It never changes what I say about a product.

Referral links. Some links, including the bank, card and money-transfer links on the Resources page, are my personal referral links. If you open an account or are approved for a card through one, the company may give me a bonus, such as points, miles or cash. Any offer you get is set by that company, not by me, and can change at any time. Card approval is up to the issuer. Always read the official terms, rates and fees on the company’s own site before you apply.

Travel at Your Own Risk

Travel comes with risk. Any action you take based on something you read here is your own decision, and I’m not responsible for any losses or damages connected to it.

Links to Other Websites

This site links to websites I don’t control. I’m not responsible for their content, accuracy, or privacy practices. For how this site handles your data, see the Privacy Policy.

Questions

If something here isn’t clear, send me a message.